Bar / Tavern Program

Our flexible bar & tavern program includes property, general liability (rated on public area), liquor, assault & battery, crime, equipment breakdown, employee dishonesty and garage-keepers. The typical program structure is designed for bar/taverns with up to 70% total liquor sales.

Highlights

• Taverns, Local Bars, Sports Bars, Pubs

• Light entertainment no more than 3 nights a week

• Property (with wind where available)

• General Liability

• Liquor Liability

• Assault and Battery coverage

• Umbrella

• Ordinance and Law

• Garage Keepers

• Non-Owned Auto

• Account Receivables

• Credit Card Receipts Extended

• Extended Business Earnings

Elgible Classes

• Taverns, Local Bars, Sports Bars, Pubs

• 50% to 70 % liquor sales

• Ligth entertainment no more than 3 nights per week

• Sewer/Drain Backup

• Fine Arts

• Fire Protection

• Valuable Papers

• Money & Securities

• Lock & Key Replacement

• Employee Dishonesty

• Robbery & Safe Burglary

• Crime

• Food Spoilage

• Food Contamination

• Equipment Breakdown

• Glass/Sign

• Flood

Exceptions

• Adult Entertainment

• Bottle clubs, nightclubs or private clubs

• Pool halls or billard palors