SMALL BUSINESS-BOP | advancedestexas

SMALL BUSINESS-BOP PROGRAM

Applications

ACORD Business Owners Application

Small Business - BOP Program

Small business owners can purchase a business owners package or monoline General Liability product for a wide variety of operations (Over 100 specific classes eligible).

Professional, Retail, Service

Highlights

Business owners package coverage form that automatically includes over 15 unique coverage enhancements
Up to $5,000,000 in total Property Values
Business Income coverage offered on an Actual Loss Sustained basis

Optional coverages

Hired/Non-Owned Auto Liability and Mechanical Breakdown
Up to $1,000,000/$3,000,000 in General Liability limits
Direct Bill payment options with multiple installment plans available

Professional Offices

Accountants or Bookkeepers
Insurance Agents
Law Offices
Medical Offices

Retail Business

Bookstores
Florists
Gift Shops
Hardware Stores

Service Business

Beauty Salons
Barber Shops
Photographers
Shoe Repair

Artisan Contractors

Highlights

Business owners package coverage form that automatically includes over 15 unique coverage enhancements
Ability to consider up to $500,000 in payroll & $1,000,000 in sales
Blanket Additional Insured endorsement available
Primary/Non-contributory wording/Waiver of Subrogation offered
Up to $1,000,000/$3,000,000 in General Liability limits
Premier Craftsmen Endorsement

$10,000 limit for miscellaneous tools

$10,000 limit for installation floater

$1,000 limit for property in the insured’s care, custody or control

Target Classes

Carpentry
Drywall Installation
Electrical Work
Floor Covering Installation
Interior Decorators
Landscaping
Painting/Paperhanging
Plumbing
Residential Cleaning
Tile, Stone, Marble, Mosaic or Terrazzo Work